`client.ask` and `client.analyze` built their capability from a db_path, so the
capability opened a second connection to the database the client already had
open, once per call.
Ownership is now explicit rather than inferred. `rag` stays the connection the
capability opened and must close; `borrowed_rag` is a caller's, which
`_ensure_rag` prefers and `_close` never touches. Two fields rather than a flag,
so closing a borrowed connection is not expressible.
`for_run` still clears `rag` per run, since a run owns what it opens. It leaves
`borrowed_rag` alone: that connection belongs to the caller and outlives the run.
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